Terms & Risk Disclosure

These Terms and Conditions ("Terms") govern access to and use of LyganiusisAI's website and services. This is a general draft template provided for editing purposes and does not constitute legal advice or a jurisdiction-specific compliance document. By accessing or using the LyganiusisAI platform, you agree to be bound by these Terms.

1. Acceptance of Terms

By creating an account, requesting access, or otherwise using any service made available through LyganiusisAI (the "Service"), you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. If you do not agree, you must not use the Service.

2. Description of Service

LyganiusisAI provides data aggregation and analytical tooling intended to help users organize and interpret information across multiple trading and exchange accounts. The Service is informational and organizational in nature. LyganiusisAI does not place trades, manage funds, or act as a broker, exchange, custodian, or financial advisor.

3. No Financial Advice

Nothing presented through the Service — including summaries, alerts, dashboards, or any other output — should be construed as investment, tax, legal, or financial advice. All decisions made using information derived from the Service are made at your sole discretion and risk. You are strongly encouraged to consult a licensed and qualified professional before making financial decisions.

4. Eligibility and Accounts

You must be of legal age in your jurisdiction of residence to use the Service. You are responsible for maintaining the confidentiality of any login credentials associated with your account and for all activity that occurs under your account. Notify us promptly if you suspect unauthorized use.

5. Acceptable Use

You agree not to misuse the Service, including but not limited to: attempting unauthorized access to systems or data, interfering with the normal operation of the platform, reverse engineering proprietary components, or using the Service for any unlawful purpose. LyganiusisAI reserves the right to suspend or terminate access for violations of this section.

6. Third-Party Connections

The Service may allow connections to third-party exchanges, brokers, or data providers. LyganiusisAI does not control and is not responsible for the availability, accuracy, or security practices of any third-party platform. Your use of such third-party services remains subject to their own terms and policies.

7. Market and Investment Risk

Trading and investing in financial markets involves substantial risk, including the potential loss of principal. Past performance of any strategy, asset, or market referenced within the Service is not indicative of future results. Data displayed through the Service may be delayed, incomplete, or subject to error and should be independently verified before being relied upon.

8. Intellectual Property

All content, design elements, software, and materials associated with the Service are the property of LyganiusisAI or its licensors and are protected by applicable intellectual property laws. No license is granted to you other than the limited, revocable right to use the Service in accordance with these Terms.

9. Fees and Access

Where applicable, access to certain features may require payment of fees. Fee structures, billing cycles, and refund conditions, if any, will be disclosed separately at the point of purchase or subscription. LyganiusisAI reserves the right to modify pricing with reasonable notice.

10. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. LyganiusisAI does not warrant that the Service will be uninterrupted, error-free, or secure.

11. Limitation of Liability

To the fullest extent permitted by applicable law, LyganiusisAI, its owners, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or trading losses, arising from your use of or inability to use the Service, even if advised of the possibility of such damages.

12. Indemnification

You agree to indemnify and hold harmless LyganiusisAI and its affiliates from any claims, damages, liabilities, and expenses arising out of your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

13. Termination

LyganiusisAI may suspend or terminate your access to the Service at any time, with or without notice, for conduct that violates these Terms or is otherwise harmful to other users, LyganiusisAI, or third parties. You may discontinue use of the Service at any time.

14. Changes to These Terms

These Terms may be updated periodically. Material changes will be reflected by an updated revision date. Continued use of the Service after changes are posted constitutes acceptance of the revised Terms.

15. Governing Law

These Terms shall be governed by the laws applicable in the jurisdiction in which LyganiusisAI operates, without regard to conflict-of-law principles. This placeholder clause should be replaced with jurisdiction-specific language confirmed by legal counsel.

16. Contact

Questions regarding these Terms may be directed through the contact channels made available on the LyganiusisAI website.

This Terms & Risk Disclosure page is a generic draft template intended for structural and editorial purposes only. It does not reflect a completed legal review and should not be relied upon as a compliant legal agreement until reviewed and finalized by qualified legal counsel familiar with the applicable jurisdiction and regulatory requirements.